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问题	用户银行卡遭盗刷银行要承担责任吗
释义	银行负有责任，自身也负有责任。宾馆、商场、银行、车站、机场、体育场馆、娱乐场所等经营场所、公共场所的经营者、管理者或者群众性活动的组织者，未尽到安全保障义务，造成他人损害的，应当承担侵权责任。法律依据《民法典》第一千一百九十八条
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