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问题
离婚后买房,算首套吗?
释义
“银行接触刚离婚的购房者时,通常比较敏感,特别是那些本身无房产,而离婚前另一方有房产的购房者,通过假离婚第二次购买首套房的可能性较大,银行审贷时会非常小心。”一股份制银行个贷人士坦言,遇到此类情况,很可能无法按首套房放贷。若婚后房产为夫妻二人共同所有,一方即使未出钱买房,同样被视作有购房记录,即便离婚后首次买房,也会被算作二套房。
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更新时间:2026/6/14 20:25:01