申请房贷时银行会查哪些内容？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	申请房贷时银行会查哪些内容？
释义	律师分析: 贷款调查包括但不限于以下内容：1、借款人收入情况；2、借款人借款情况；3、借款人还款来源；4、借款用途；5、保证人担保意愿、担保能力或抵押物价值。6、还款能力及还款方式。贷款调查的工作应该主要采用实地调查为主、间接调查是辅助方式，需要采取现场的核对审查、电话调查还有咨询的方法和途径。【法律依据】: 《个人贷款管理暂行办法》第十三条贷款人受理借款人贷款申请后，应履行尽职调查职责，对个人贷款申请内容和相关情况的真实性、准确性、完整性进行调查核实，形成调查评价意见。
随便看	购房合同注销后契税怎么退购房合同注销后契税怎么退买房合同取消后契税怎么收？未收楼可以交契税吗购房合同注销后契税怎么退购房合同注销后契税怎么退未收楼可以交契税吗 -法律知识购房合同注销后契税怎么退？民法典空置房屋交多少物业费交契税后购房合同会返还吗招收士官的条件法律问题直招士官含义法律问题士官的招收条件士官的要求条件还没有交房就出现漏水怎么办现在还没交房就出现下水漏水怎么办还没交房发现房子漏水怎么办精装修房子卫生间漏水谁负责还没有交房就出现漏水怎么办还没有交房就出现漏水要怎么办精装修房子卫生间漏水谁负责浙江省人才引进居住证好办吗浙江省人才引进居住证好办吗浙江引进人才居住证怎么申请办理浙江省人才居住证有什么好处 agreement agreement AGREEMENT agreement agreement by symbol Agreement, Collective Bargaining agreement concerning aid agreement for assembling components supplied by customers agreement for exchange of prisoners of war agreement for going abroad to pursue study agreement for going and studying abroad agreement for itemized contracting of engineering projects Agreement for Subsidies and Countervailing Duties agreement in simplified form agreement in writing agreement jurisdiction agreement-making power Agreement, Noncompete agreement not to give each other away agreement of alternative jurisdiction agreement of assistance agreement of Chinese and foreign equity joint venture agreement of compensation trade agreement of cooperators agreement of economic franchises

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