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问题
个人住房贷款必备的材料有哪些
释义
律师分析:
个人住房按揭贷款所需的主要材料: (非公积金贷款)申请人、配偶及参贷人的户口簿;申请人、配偶及参贷人的身份证;婚姻证明 (结婚证书或未婚证明);房产证复印件(全本复印)。
【法律依据】:
《城市房地产抵押登记管理办法》 第二十五条 房地产抵押,抵押当事人应当签订书面抵押合同。
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