农村信用社贷款的条件有哪些-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	农村信用社贷款的条件有哪些
释义	一、信用社贷款的条件 1、借款人为具有完全民事行为能力的中华人民共和国公民; 2、贷款用途明确合法; 3、贷款申请数额、期限和币种合理; 4、借款人具备还款意愿和还款能力; 5、借款人信用状况良好，道德品质良好，遵纪守法，无重大不良信用记录; 6、具有稳定的经济收入，具有按期偿还贷款本息的能力; 7、在农村信用社开立活期存款账户，能提供农村信用社认可的有效保证、抵(质)押担保。 8、贷款人要求的其他条件。
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