《民法典》抵押合同是否需要约定抵押期限-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	《民法典》抵押合同是否需要约定抵押期限
释义	抵押合同不需约定期限，因为抵押权期限等同于债权期限，只有债权消灭时抵押权才消失。抵押权自合同生效起始终存在，与当事人意愿无关，因此期限约定无意义。抵押合同无需约定抵押期限，因为抵押期限即为债权存在期限，只要债权存在，抵押权就存在，只有债权消灭时，抵押权才会消失。抵押权自抵押合同生效后一直存在，不受当事人意愿的影响，故约定抵押期限无实际意义。《民法典》第三百九十四条为担保债务的履行，债务人或者第三人不转移财产的占有，将该财产抵押给债权人的；债务人不履行到期债务或者发生当事人约定的实现抵押权的情形，债权人有权就该财产优先受偿。前款规定的债务人或者第三人为抵押人，债权人为抵押权人，提供担保的财产为抵押财产。该内容由张家齐律师和家和律云共创回答
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