代位追偿权具体意思指的是什么-法规政策咨询及电话投诉类法律援助-法律咨询免费平台-国际律师联盟

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问题	代位追偿权具体意思指的是什么
释义	法律分析：代位追偿权是保险基本原则之一。保险人代理被保险人向第三者行使请求赔偿权力。因第三者对保险标的的损害而造成保险事故的，保险人自向被保险人赔偿之日起，在赔偿金额范围内，取得代位行使被保险人对第三者请求赔偿的权力。法律依据：《最高人民法院关于适用＜中华人民共和国保险法＞若干问题的解释(二)》第十六条保险人应以自己的名义行使保险代位求偿权。行使代位求偿权时，被保险人未向造成保险事故的第三人提起诉讼的，保险人应当以自己的名义向该第三人提起诉讼。
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