公积金提出来后对贷款有没有影响?-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	公积金提出来后对贷款有没有影响?
释义	律师解答：公积金提取之后是会影响到后期的贷款额度的，因为有些城市公积金贷款的额度是根据账户余额计算的。为了避免自己日后无法进行公积金贷款，用户在提取公积金之前，可以先拨打当地的公积金管理中心电话咨询清楚后再进行公积金提取。【法律依据】：公积金提取了会影响以后贷款的额度，不影响贷款的办理。公积金提取后账户余额总数降低，影响个人公积金贷款的额度，名下具有一次住房记录、贷款记录或购房提取公积金记录的受其影响应当认定为二套房。
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