银行保证金什么时候退回？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	银行保证金什么时候退回？
释义	法律分析：当购房贷款人取得房地产证，并办妥以银行为抵押权人的抵押登记手续后，银行将保证金账户中的对应保证金退还给开发商。在此期间内，若购房贷款人未按合同约好如期还本付息的，由开发商代为偿还，银行有权直接从保证金账户中扣划相关款项。法律依据：《关于严禁非法提高利率的公告》第八条严禁各金融机构擅自提高存、贷利率或以手续费、协储代办费、吸储奖、有奖储蓄以及贷款保证金、利息备付金，加收手续费、咨询费等名目变相提高存贷利率。"预收贷款保证金正是一种变相提高贷款利率的行为。
随便看	夫妻开店之间的钱如何分配？夫妻开店之间的钱如何分配夫妻开店之间的钱应该分配夫妻开店之间的钱如何分配 -法律知识干股可以收回吗？干股可以随时收回嘛公司债券存根是什么公司债券存根是什么公司债券存根是什么公司债券存根是什么发票存根联是自己留着吗人身保险合同的保险利益对象是什么人身保险合同概述工伤保险与养老保险的关系 -保险工伤赔偿与养老保险有何关联？工伤保险与养老保险有冲突吗？工伤保险待遇和养老保险是一起赔吗工伤基本养老保险待遇是什么？工伤保险和养老保险是连在一起的吗企业需不需要为工伤职工缴纳养老保险费？工伤和职工养老保险是什么意思工伤保险在养老保险里面吗人体损伤致残与人身保险伤残赔偿标准有什么不一样 -人身损害赔偿保险对人身损害赔偿标准人身保险伤残与人体损伤致残的区别 -保险 contract for lease contract for lease of apartment contract for lease of building contract for lease of house property contract for lease of houses contract for lease of private houses contract for lease of property contract for leasing enterprises contract for leasing governmental enterprises contract for licensing of industrial property contract for licensing the implementation of a patent contract for loan of commercial names contract for loan of material objects contract for loans by mandate contract for loans in renminbi contract form contract for maintenance of automobiles contract for mortgage of realty stock rights contract for one's own benefits contract for overdraft contract for passenger shipping contract for patent assignment contract for patent licenses contract for personnel assignment contract for placement of order of industrial and mineral products

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