兴业信用卡逾期协商失败怎么办-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	兴业信用卡逾期协商失败怎么办
释义	如果兴业信用卡逾期后与银行协商失败，持卡人可以委托第三方机构与信用卡发行人重新协商。但是，如果谈判仍然不成功，双方只能尽可能多地偿还逾期债务，并可以向周围的亲友借款。偿还信用卡的逾期债务，避免因逾期还款而造成信用损害。持卡人应该知道，信用卡的本质是银行信贷产品，欠银行的钱必须偿还。因此，即使银行不同意在信用卡逾期后协商还款，持卡人也需要尽快找到处理信用卡债务的方法。如果不及时处理，逾期利息会越来越多，还款压力会越来越大。
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