网上贷款先交服务费是真的吗？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	网上贷款先交服务费是真的吗？
释义	法律分析：网上贷款需要先付手续费的，基本上都是骗人的。申请贷款时尽量选择银行等国家正规金融机构，还未放款就急着要手续费的一定是诈骗。遭遇贷款诈骗，借款人要第一时间报警，将被骗情况等信息提供给警方，协助警方做好止付工作，减少损失。法律依据：《中华人民共和国商业银行法》第三十五条商业银行贷款，应当对借款人的借款用途、偿还能力、还款方式等情况进行严格审查。商业银行贷款，应当实行审贷分离、分级审批的制度。
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