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我欠了银行300万没钱还怎么样? -法律知识
释义
法律分析:
1.借款人的信用受到影响。一旦还不上款,个人的信用就会受到影响,这将直接影响到借款人日后再贷款。2.产生罚息增加日后还款压力。
法律依据:
《中华人民共和国民法典》
第六百七十五条 借款人应当按照约定的期限返还借款。对借款期限没有约定或者约定不明确,依据本法第五百一十条的规定仍不能确定的,借款人可以随时返还;贷款人可以催告借款人在合理期限内返还。
第六百七十六条 借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。
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更新时间:2025/3/9 13:00:29