银监会会冻结贷款资金吗 -法律知识-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	银监会会冻结贷款资金吗 -法律知识
释义	法律分析：不会，银保监会的主要作用是督管银行业和保险业，从而保护消费者的合法权益。用户的贷款资金，如果被冻结了，那是用户不符合贷款条件，由贷款机构冻结的。只要用户后续符合贷款条件，或者主动申请解冻，都是有可能解除冻结。当然，不排除由于贷款机构没有足够的放款资金，因此也会出现冻结贷款资金的情况。法律依据：《中华人民共和国银行业监督管理法》第一条为了加强对银行业的监督管理，规范监督管理行为，防范和化解银行业风险，保护存款人和其他客户的合法权益，促进银行业健康发展，制定本法。
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