欠广发银行3万多银行打电话来说要起诉我如何办？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	欠广发银行3万多银行打电话来说要起诉我如何办？
释义	尽量与对方协商处理，如果对方起诉，恶意透支，经银行两次催告三个月仍不还款的构成信用卡诈骗罪。法律依据：《中华人民共和国民事诉讼法》第三条人民法院受理公民之间、法人之间、其他组织之间以及他们相互之间因财产关系和人身关系提起的民事诉讼，适用本法的规定。
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