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家人买房子,向银行贷款要我做担保人
释义
法律分析:你的朋友贷款买房要做担保人,如果是一般担保承担部分责任,联合担保承担全部责任。一般需要担保人的情况:提供不了银行需要的相关资料;无法提供相应的资产证明;银行为了降低贷款风险。
法律依据:《中华人民共和国商业银行法》 第十条 商业银行依法接受国务院银行业监督管理机构的监督管理,但法律规定其有关业务接受其他监督管理部门或者机构监督管理的,依照其规定。
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更新时间:2026/3/19 16:53:24