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问题
货车没有营运证对保险有影响吗?
释义
法律分析:
货车没有营运证出了交通事故保险公司应当按照保险协议来进行理赔,只有驾驶人无证驾驶或故意制造交通事故等情况,保险公司才可以拒绝理赔。
法律依据:
《中华人民共和国机动车交通事故责任强制保险条例》 第二十二条 有下列情形之一的,保险公司在机动车交通事故责任强制保险责任限额范围内垫付抢救费用,并有权向致害人追偿:
(一)驾驶人未取得驾驶资格或者醉酒的;
(二)被保险机动车被盗抢期间肇事的;
(三)被保险人故意制造道路交通事故的。
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