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问题	保险合同终止的后果是什么
释义	法律分析：保险合同终止后，由合同所确定的权利义务将不复存在，双方都不必继续履约。投保人有权解除合同，保险公司只有在投保人违反合同（不如实告知）的情况下有权解除合同。投保人解除合同意味着单方面违约，只能拿到部分所交保费，并且不享受任何保障。法律依据：《中华人民共和国民法典》第五百六十七条【合同终止后有关结算和清理条款效力】合同的权利义务关系终止，不影响合同中结算和清理条款的效力。
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