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逾期3个月把最低还款还了可以嘛
释义
可以。
信用卡还了最低还款额不算逾期,使用最低还款额度激活循环信用,产生循环利息。
建议使用信用卡及时还款,否则影响个人征信。
法律依据:
《中华人民共和国民法典》 第六百七十五条 借款人应当按照约定的期限返还借款。对借款期限没有约定或者约定不明确,依据本法第五百一十条的规定仍不能确定的,借款人可以随时返还;贷款人可以催告借款人在合理期限内返还。
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更新时间:2026/5/21 0:17:40