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2023年私人房产抵押有法律效力吗
释义
法律分析:
私人之间抵押房产证借款,有法律效力,但如果房产不办理抵押登记手续,无法对抗善意第三人。
法律依据:
《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》 第一条 本规定所称的民间借贷,是指自然人、法人、其他组织之间及其相互之间进行资金融通的行为。
经金融监管部门批准设立的从事贷款业务的金融机构及其分支机构,因发放贷款等相关金融业务引发的纠纷,不适用本规定。
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更新时间:2025/12/15 10:03:06