光大信用卡逾期9个月有影响吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	光大信用卡逾期9个月有影响吗
释义	信用卡逾期九个月也是有影响的。信用卡不管是逾期一天还是逾期九个月都是会对当事人产生严重影响的，这个影响主要就是当事人的信用会下降。信用作为一个无形财产，虽然说是不能直接转化为当事人的现金，但是是可以体现在我们日常生活当中的方方面面的，就像是信用卡，就是属于一个信贷业务，是基于当事人的信用而产生的业务，如果当事人信用不够，那么是不可以办理信用卡的，甚至于办理了信用卡如果没有足够资金去偿还债务也是不能申请分期的。
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