没逾期的情况下可不可以办理停息挂账 -法律知识-法规政策咨询及电话投诉类法律援助-法律咨询免费平台-国际律师联盟

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问题	没逾期的情况下可不可以办理停息挂账 -法律知识
释义	法律分析：没有逾期是可以申请停息挂账的。停息挂账时，持卡人可以和银行签订个性化还款协议，将欠款分成最长五年来进行还款，在签订协议后，信用卡就不会再产生利息。法律依据：《商业银行信用卡业务监督管理办法》第七十条在特殊情况下，确认信用卡欠款金额超出持卡人还款能力、且持卡人仍有还款意愿的，发卡银行可以与持卡人平等协商，达成个性化分期还款协议。
随便看	离婚需要带什么材料 -登记离婚登记离婚需要什么材料离婚登记需要准备什么材料登记离婚要准备什么资料离婚再结婚婚姻登记带什么工会会员生育慰问金是否含男方 -法律知识工会男会员可以享受生育慰问吗 -法律知识工会生育慰问男方有吗男会员有生育慰问金吗？男会员有生育慰问金吗 -法律知识工会慰问住院职工标准女职工小产工会需要慰问吗工会慰问住院职工标准工会慰问住院职工标准生育津贴能走男方的吗诈骗金额是按实际获得计算吗定金数额如何去确定定金数额如何去确定？定金数额的确定方法最高法将出台司法解释起草合同要注意哪些条款注意看是否符合合同约定五险单位和个人缴费比例五险一金缴纳比例及个人应缴金额是多少？养老可以补缴多长时间之前的 persons temporarily employed person subject to administration person summoned person summoned by force person summoned to court with force persons undergoing reeducation through labor persons under reeducation through labor person to whom payment is to be made person transferred from one position to another person under auditing person under curatorship person under guardianship person under public surveillance person under special obligation person under surveillance person under surveillance of the masses person upon whom legal processes are served person who disposes of stolen goods person who harbors criminals or plunder person who knows the circumstances of a crime person who prepares a written accusation person who receives the loan for use person who resorts to necessity person who signs with a thumbprint person who takes an act of rescue

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