住房合同可以贷款吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	住房合同可以贷款吗
释义	法律分析：住房合同可以贷款。法律依据：《个人住房贷款管理办法》第五条借款人须同时具备以下条件：一、具有城镇常住户口或有效居留身份；二、有稳定的职业和收入，信用良好，有偿还贷款本息的能力；三、具有购买住房的合同或协议；四、无住房补贴的以不低于所购住房全部价款的30%作为购房的首期付款；有住房补贴的以个人承担部分的30%作为购房的首期付款；五、有贷款人认可的资产作为抵押或质押，或有足够代偿能力的单位或个人作为保证人；六、贷款人规定的其他条件。
随便看	什么是刑事侦查刑警队和刑侦队有啥区别关于香港警队的有组织罪案及三合会调查科、刑事情报科、毒品调查科三个部门是属于警察总部还是下面警区？诈骗保险罪要判多少年合同诈骗罪多少年诈骗保险罪要判多少年合同诈骗罪是刑法哪条？合同诈骗罪要判多少年诈骗跟传销刑法判多少年房产证名字是谁，房子就是谁的吗生育保险咨询电话生育险怎么办理生育津贴怎么查询生育险怎么办理? 政府是否有强行做核酸的文件 -法律知识租户拆迁补偿租客不搬离如何强制租客不搬离如何强制汽车购置税的作用机动车使用性质按照什么签注汽车抵税政策车购税资金通过什么方式予以支持房子没到租期房东不给租了可以吗房子没到租期房东不给租了可以吗租房子的到期没交房租怎么办 controversy over infringement upon the right to name of a private partnership controversy over infringement upon the right to name of a self-employed business household controversy over injuries caused by a person of no civil disposition capacity controversy over injuries caused by improper necessity controversy over injuries caused by workers and staff members of enterprises or institutions controversy over injuries caused in unjust enrichment controversy over injuries inflicted upon others by a person with qualified civil capacity controversy over injury and damage caused by unjustified self-defense controversy over invasion of a citizen's right to reputation controversy over joint and cooperative management controversy over land ownership controversy over licensed exploitation of patents controversy over loans controversy over maintenance controversy over maritime tort controversy over mechanical and electrical equipment controversy over modification of a will controversy over mountain forest controversy over ownership of cinematographic and television works controversy over ownership of grassland controversy over ownership of hidden articles controversy over ownership of housing controversy over ownership of movables controversy over ownership of patent right controversy over ownership of watercourses

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