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问题	花呗委托方打电话给我让我还款怎么办
释义	律师分析: 建议和对方协商解决，制定还款计划，积极还款。如被起诉后仍不还款，是会影响征信的。【法律依据】: 《中华人民共和国民法典》第九百一十九条委托合同是委托人和受托人约定，由受托人处理委托人事务的合同。第九百二十二条受托人应当按照委托人的指示处理委托事务。需要变更委托人指示的，应当经委托人同意；因情况紧急，难以和委托人取得联系的，受托人应当妥善处理委托事务，但是事后应当将该情况及时报告委托人。
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