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坐牢能贷款买房吗 -法律知识
释义
法律分析:
一般情况下可以,但如果是因为信用原因坐牢,贷款可能有一定的困难。
法律依据:
《中华人民共和国商业银行法》
第三十五条 商业银行贷款,应当对借款人的借款用途、偿还能力、还款方式等情况进行严格审查。
商业银行贷款,应当实行审贷分离、分级审批的制度。
第三十六条 商业银行贷款,借款人应当提供担保。商业银行应当对保证人的偿还能力,抵押物、质物的权属和价值以及实现抵押权、质权的可行性进行严格审查。
经商业银行审查、评估,确认借款人资信良好,确能偿还贷款的,可以不提供担保。
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更新时间:2025/5/6 16:14:20