平安保险人伤理赔规定 -法律知识-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	平安保险人伤理赔规定 -法律知识
释义	法律分析: 关于车险人伤理赔,保险公司先在交强险责任限额范围内进行赔偿,超过责任限额的部分,则由车主投保三者险进行理赔,超出商业三者险的部分最终由个人承担。法律依据: 《中华人民共和国保险法》第二十六条人寿保险以外的其他保险的被保险人或者受益人，向保险人请求赔偿或者给付保险金的诉讼时效期间为二年，自其知道或者应当知道保险事故发生之日起计算。人寿保险的被保险人或者受益人向保险人请求给付保险金的诉讼时效期间为五年，自其知道或者应当知道保险事故发生之日起计算。
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