保险缴费能暂停吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险缴费能暂停吗
释义	如果是商业养老险，可以办理两年的中止期手续，或是减额交清，或是退保取回现金价值。相关法律知识：对于个人缴费的社保养老险来说，如果缴费人的确没有能力按时缴的话，可以带上本人的社保卡(或缴费折子)和个人身份证，到居住当地街道社保服务所或区县一级的社保局，办理封存手续，就可以暂时停止缴费，等以后有了能力后，可以再去办理启封手续，继续缴费，而且中间未缴的不用补缴，也没有滞纳金，之前缴费的依然有效。不过要提醒的是，之前缴费的一般是不能办理退保的，也只能封存在社保局里。
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