买房子跟银行贷款合同会给业主吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	买房子跟银行贷款合同会给业主吗
释义	法律主观：很多人不清楚买房子可以用购房合同贷款吗，一般情况下，房子如果只有购房合同是不可以办理抵押贷款。要用房子办理房产抵押贷款，要求房子有房产证才可以办理房产抵押贷款，如果没有房产证，一般不可以办理房产抵押贷款。不过，既然房子是按揭房，没有房产证的情况下，可以到银行申请按揭二次抵押贷款。不过办理这种贷款，要求办理房屋按揭贷款的银行有这项业务，同时要求申请人的房屋按揭贷款已经按时还款满两年以上，房子有一定的抵押价值才可以办理。
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