房子抵押贷款需要担保人吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房子抵押贷款需要担保人吗
释义	房屋抵押贷款是否需要担保人需要分情况来看，如果房屋抵押的金额打折后能覆盖贷款金额，就不需要要担保；如果房屋价值不能覆盖贷款金额，就需要担保。一般情况下有房屋作抵押就够了，贷款人不履行到期债务或者发生当事人约定的实现抵押权的情形，银行有权就该房屋优先受偿。法律依据《民法典》第三百九十四条
随便看	仲裁裁决出来后还可以和解吗民事赔偿和解后还能起诉吗？解除劳动合同经济补偿金什么时候给？解除劳动合同经济补偿金什么时候发民事赔偿和解后还能起诉吗？仲裁结果出来后还可以和解吗？劳动合同解除后,经济补偿金什么时候给仲裁裁决出来后还可以和解吗民事赔偿和解后还能起诉吗仲裁结果出来后还可以和解吗？民事赔偿和解后还能起诉嘛？民事赔偿和解后还能起诉吗法院判决后双方可以和解吗报警信息会不会泄露无故报警算什么行为到底报警会不会泄露信息？报警会不会泄露自己信息报警后会不会有泄露我资料的可能警察会泄露报警人信息吗东西被偷了报警谎报金额报警后会不会有泄露我资料的可能村务监督委员会职责干部监督室职责是什么? 村监委工作职责是什么? 村务监督委员会职责 theory of characteristic performance theory of choice influencing considerations theory of class conflict theory of comparative advantage theory of comprehensive economic law theory of concrete conformation theory of confirmative mens rea theory of conflicts of criminal culture theory of conformation of legal interests theory of contentious matter theory of control of corporation capital theory of corporate domicile theory of corporate personality theory of correction and reform theory of crime due to emotional disorder theory of crime due to intelligence disturbance theory of crime from social pressure theory of criminal commonness theory of criminal instinct theory of criminal law theory of criminal normalcy theory of criminal punishment as a means of education theory of criminal symptom theory of decisive condition theory of differentiation between cause and condition

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