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问题
办理二手房抵押贷款需要哪些条件
释义
办理二手房抵押贷款需要满足的条件有:1、借款人有完全的民事行为能力;2、借款人有合法稳定的收入来源,信用良好,具备还款能力;3、二手房房有房产证;4、二手房房龄符合银行要求,可做抵押;5、贷款银行要求的另外的条件。【法律依据】根据《担保法》第48条,抵押人已将出租的财产抵押的,应当书面告知承租人,原继续有效。
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更新时间:2025/12/8 11:52:16