民间借贷的风险防范怎么做？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	民间借贷的风险防范怎么做？
释义	法律分析：预防民间借贷风险，可以采取下列几种方式：1、借款用途要正当，借贷关系要合法；2、订立书面协议，注意妥善保存；3、提前还款要说清，支付利息要约定，利率高低要有度；4、借款利息不得在本金中扣除。法律依据：《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十六条借据、收据、欠条等债权凭证载明的借款金额，一般认定为本金。预先在本金中扣除利息的，人民法院应当将实际出借的金额认定为本金。
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