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坐过牢可以贷款吗 -法律知识
释义
法律分析:
坐过牢的人可以贷款。借款人为具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人,符合一定条件就可以申请贷款。
法律依据:
《个人贷款暂行办法》 第十一条 个人贷款申请应具备以下条件:(一)借款人为具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人二)贷款用途明确合法三)贷款申请数额、期限和币种合理四)借款人具备还款意愿和还款能力五)借款人信用状况良好,无重大不良信用记录六)贷款人要求的其他条件。
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更新时间:2026/4/3 15:02:10