企业信用贷款流程-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	企业信用贷款流程
释义	律师分析: 1、借款人提出贷款申请，提交相关材料。2、经审批同意的，借款人和担保人与银行签订借款合同和担保合同。3、银行落实贷款条件后，按规定程序办理放款手续,将贷款资金划入借款人在银行开立的账户。4、借款人按期归还贷款本息。5、贷款结清，按规定办理撤押手续。【法律依据】: 《企业法人法定代表人登记管理规定》第四条个人负债数额较大，到期未清偿的，不得担任法定代表人。
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