欠款用房产抵押怎么办 -房屋抵押-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	欠款用房产抵押怎么办 -房屋抵押
释义	法律分析：房产抵押贷款后贷款还不上，用于抵押贷款的房产可能会被拍卖。借款人不还的话，这一情况，会被如实的记录到中国人民银行的征信系统里。借款人今后申请信用卡，办理贷款都会被拒之门外。此外，对配偶的信贷也有影响。法律依据：《城市房地产管理法》第四十六条债务人不履行债务时，抵押权人有权依法以抵押的房地产拍卖所得的价款优先受偿。
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