小额贷款企业如何向银行业金融机构融资-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	小额贷款企业如何向银行业金融机构融资
释义	法律分析：法律、法规规定的范围内，小额贷款公司从银行业金融机构获得融入资金的余额，不得超过资本净额的50%。融入资金的利率、期限由小额贷款公司与相应银行业金融机构自主协商确定，利率以同期“上海银行间同业拆放利率”为基准加点确定。法律依据：《中华人民共和国民法典》第六百六十七条借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。
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