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信用卡欠款还不上会怎样
释义
法律分析:
信用卡的欠款还不上的,一般就需要承担相应的违约责任,还可能被提起民事诉讼,甚至影响到个人的征信等。如果持卡人暂时无力偿还欠款的,可以主动找到银行表名自己的还款意愿,协商分期或者延期偿还。《中华人民共和国民法典》第六百七十六条
借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。
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更新时间:2026/2/12 6:36:03