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问题
网络借款没有提现,算签合同吗
释义
1、借款合同属于实践合同,只有借款的款项到手,借款合同才算成立。2、没有提现相当于没有签合同,不需要还款。
法律依据:
《关于审理民间借贷案件适用法律若干问题的规定》 第二十五条 出借人请求借款人按照合同约定利率支付利息的,人民法院应予支持,但是双方约定的利率超过合同成立时一年期贷款市场报价利率四倍的除外。前款所称“一年期贷款市场报价利率”,是指中国人民银行授权全国银行间同业拆借中心自2019年8月20日起每月发布的一年期贷款市场报价利率。
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更新时间:2026/7/2 10:36:02