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不按时交房款什么后果
释义
法律分析:房贷逾期不还的后果有:
1、银行催款期间产生罚息:
若一次未还款,银行将会通过电话或短信的方式通知并提醒你按时还款,同时会产生罚息。若连续三次未还款,银行客户经理将进行催收,同样产生罚息。若逾期次数达到6次以上,这期间可能冻结你的房产。
2、房产最终被拍卖:
若银行催款无果,银行将经过法律程序对抵押的房产进行拍卖。
3、买房人征信记录不良。
法律依据:《中华人民共和国民法典》 第六百七十六条 借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。
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更新时间:2025/5/5 8:47:03