信用卡是个人债务与配偶无关吗？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡是个人债务与配偶无关吗？
释义	法律分析：不一定。信用卡消费发生在夫妻存续期间，没有特别说明是个人债务的，应当认定为是夫妻共同债务。法律依据：《中华人民共和国民法典》第一千零六十四条夫妻双方共同签名或者夫妻一方事后追认等共同意思表示所负的债务,以及夫妻一方在婚姻关系存续期间以个人名义为家庭日常生活需要所负的债务,属于夫妻共同债务。夫妻一方在婚姻关系存续期间以个人名义超出家庭日常生活需要所负的债务,不属于夫妻共同债务;但是,债权人能够证明该债务用于夫妻共同生活、共同生产经营或者基于夫妻双方共同意思表示的除外。
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