保险公司是否有权利以未如实告知为由拒赔红斑狼疮肾病保险?-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险公司是否有权利以未如实告知为由拒赔红斑狼疮肾病保险?
释义	法律分析：保险公司有权利以未如实告知为由拒赔保险金。法律依据： 1.《保险法》第十八条规定：“投保人、被保险人应当如实告知与保险标的有关的一切情况。” 2.《合同法》第十一条规定：“当事人订立合同，应当遵循诚实信用原则，履行信息披露义务。” 3.《民法典》第一千零三十七条规定：“当事人违反诚实信用原则，造成损害的，应当承担侵权责任。” 因此，投保人、被保险人应当如实告知与保险标的有关的一切情况，保险公司有权利以未如实告知为由拒赔保险金，违反诚实信用原则的行为将承担侵权责任。
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