意外险与交通事故赔偿是否冲突-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	意外险与交通事故赔偿是否冲突
释义	法律分析: 意外险与交通事故赔偿不冲突。交通事故赔偿是侵权人对受害人造成人身损害、财产损失的侵权责任的赔偿，而意外险所获得的赔偿是购买保险根据保险合同得到的保险金，两个赔偿的性质有所不一样，所以两者之间并不冲突。《中华人民共和国保险法》第四十六条被保险人因第三者的行为而发生死亡、伤残或者疾病等保险事故的，保险人向被保险人或者受益人给付保险金后，不享有向第三者追偿的权利，但被保险人或者受益人仍有权向第三者请求赔偿。
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