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买二手房按揭贷款如何过户
释义
二手房买卖又称存量房买卖,需要核验买方及卖方的资格,然后签订房屋买卖合同,向银行申请购房抵押借款,银行核验你的资质,申请通过后,给你发同意贷款批单,然后通知卖方办理房屋过户手续,双方先去交相应的契税,然后去房屋交易大厅(有的地方去房管局或者房管所)办理过户手续。法律依据:《中国银行个人二手住房贷款业务管理办法》第七条、第十三条《中华人民共和国房产税暂行条例》
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更新时间:2026/4/28 0:53:59