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按揭房要如何过户?
释义
第一,提前还贷,消除银行的按揭抵押的抵押登记后,便取得了房屋产权证,这时双方到房产登记部门办理过户即可。第二,没有能力一次性提前清偿贷款的,可以与贷款的银行进行协商变更贷款人,重新签订贷款合同,这种操作方式比较麻烦,因为银行出于偿还贷款的风险以及工作量的考虑,一般是不会予以配合。
【本文关联的相关法律依据】
《不动产登记暂行条例实施细则》第三十八条、第六十九条、第七十条
《城市房地产转让管理规定》第七条
《城市房地产抵押登记管理办法》第三十五条、第三十七条
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更新时间:2026/4/20 7:40:33