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房贷提前还款是否有违约金
释义
法律分析:
房贷提前还款如果在合同中有约定的则有违约金,违约金是双方当事人约定的承担违约责任的一种方式,借款人提前还款的违约金如果是双方认可的条款则应当支付。
法律依据:《《中华人民共和国民法典》》第五百三十条
【债务人提前履行债务】债权人可以拒绝债务人提前履行债务,但是提前履行不损害债权人利益的除外。
债务人提前履行债务给债权人增加的费用,由债务人负担。
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