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房产证宅基地有房产证可以抵押贷款吗?
释义
法律分析:
不可以,到目前为止,集体土地证还不能用于贷款。宅基地是政府发放给群众盖房居住用的,抵押不属于居住,当然不能
法律依据:
《中华人民共和国民法典》 第三百六十二条 宅基地使用权人依法对集体所有的土地享有占有和使用的权利,有权依法利用该土地建造住宅及其附属设施。
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