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保险物上代位权的取得方式是怎样的
释义
法律分析:保险物上代位权的取得方式是通过委付。委付是指保险标的发生推定全损时,被保险人要求保险人按推定全损赔偿,并以明确方式表示将其标的所有权全部转移给保险人的行为。
法律依据:《中华人民共和国保险法》 第十一条 订立保险合同,应当协商一致, 遵循公平原则确定各方的权利和义务。除法律、行政法规规定必须保险的外,保险合同自愿订立。
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更新时间:2025/10/28 16:34:00