佛山etc记账卡和储蓄卡的区别？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	佛山etc记账卡和储蓄卡的区别？
释义	法律分析: 支付宝ETC记账卡主要是透支消费，这种模式在于不需要充值消费，大家不必担心ETC卡中还有多少钱，每次通过高速时，支付宝ETC记账卡会主动从支付宝账户中扣费。ETC储蓄卡是需要充值消费的，就是有多少钱才能消费多少，当储蓄卡的余额不足时，就不可以支付本次高速的费用了。法律依据: 《银行卡业务管理办法》第二十八条银行卡及其账户只限经发卡银行批准的持卡人本人使用，不得出租和转借。
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