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问题	防贫保需要什么条件
释义	法律分析: 防贫保险主要是为了防止脱贫人口返贫。其条件为： 1、家庭收入减少或遇到疾病； 2、有意外伤害医疗、意外伤害身故、自然灾害损失等； 3、因学等造成返贫致贫。《社会保险法》第二十三条职工应当参加职工基本医疗保险，由用人单位和职工按照国家规定共同缴纳基本医疗保险费。无雇工的个体工商户、未在用人单位参加职工基本医疗保险的非全日制从业人员以及其他灵活就业人员可以参加职工基本医疗保险，由个人按照国家规定缴纳基本医疗保险费。
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