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问题
借款人不按合同使用借款,贷款人可以采取什么措施
释义
1、贷款人未按照约定的借款用途使用借款的,贷款人可以停止发放借款、提前收回借款或者解除合同。2、借款人擅自改变借款用途,就会使原先贷款人预期的收益变得不确定,增加了贷款人的借款风险,最终导致借款难以收回。风险提示:不按合同约定履行应尽义务的法律后果是,需要承担违约责任。事实上,履约行为不符合合同约定的,本身就构成违约,而违约责任主要是以合同约定为准,合同中没有约定的,违约责任需要根据违约情况分析,法定的违约责任有继续履行、赔偿损失等。
法律依据
《民法典》第六百七十三条
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