公积金贷款的条件有哪些？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	公积金贷款的条件有哪些？
释义	法律分析： “使用住房公积金贷款的条件有：1.借款人具有完全民事行为能力；2.具有本市城镇正式户口或有效居留身份；3.具有稳定的经济收入，信用良好，有偿还贷款本息的能力；4.能提供购买自住住房的有效合同或协议；5.具有不低于购买自住住房价值30%以上。” 法律依据：《中华人民共和国住房公积金条例》第五条，住房公积金应当用于职工购买、建造、翻建、大修自住住房,任何单位和个人不得那作他用。
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