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问题
人身意外险与侵权人是否双赔
释义
投保人身保险的被保险人在被侵权时有权主张侵权和保险双份赔偿,根据《保险法》第四十六条规定,被保险人因第三者的行为而发生死亡、伤残或者疾病等保险事故的,保险人向被保险人或者受益人给付保险金后,不享有向第三者追偿的权利,但被保险人或者受益人仍有权向第三者请求赔偿。
法律依据
《保险法》第四十六条
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更新时间:2025/10/6 10:16:34